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LightStream, the nation's premier online consumer lender, offers fast and easy low-interest financing for practically anything. So whether you're ready to tackle that home improvement project, buy a vehicle, boat, or RV, consolidate credit card debt or finance medical treatments — your funds can cover it all. Not only are you getting low rates, flexible terms and no fees, but the entire process from start to finish is undeniably simple.
Good credit deserves a great rate.
Good-to-excellent-credit customers deserve low-interest, fixed-rate financing and a convenient loan process. That's what LightStream delivers, so you can pay for what you need without breaking your budget.
No fees or hassles.
When you finance with LightStream, you don't have to deal with fees, prepayment penalties or home equity requirements. Plus, there is no collateral required. LightStream is focused on making the process seamless for you without giving you hoops to jump through.
Easy online process puts you in control.
Apply in minutes with a simple online application, and you could get a loan from $5,000 to $100,000. LightStream has flexible terms, so you can choose what works best for you.
Get your funds, fast.
When you fill out your application and complete all of your loan information by 2:30 p.m. EST on a business banking day, LightStream can get funds over to you as soon as the same day you apply.
The process is easier and faster than you can imagine.
Click below to apply. You will receive a response shortly during business hours.
Complete LightStream loan application; watch your email for updates.
Funds are deposited directly into your bank account. Buy with cash!
Apply below with LightStream's hassle-free, online application.
Use their monthly payment calculator to make it easy to find the best rate and terms for you.
LightStream plants a tree with every loan. Your loan makes a difference!
All loans are subject to credit approval by LightStream.
Banking and lending products and services are provided by LightStream, a division of Truist Bank, Member FDIC and Equal Housing Lender 
. © Truist Financial Corporation. Truist, LightStream, and the LightStream logo are service marks of Truist Financial Corporation. All other trademarks are the property of their respective owners.